You are missing deaths, and IT’S NOT YOUR FAULT!

Over the past five years there has been a dramatic decrease in SSA Death Master File (DMF) death records leading to over-payments, fraud, and an inability to locate beneficiaries entitled to benefits. PBI’s Platinum PLUS solution with ObitPro® will identify more deaths than any other service provider.

See how Fred used PBI to help eliminate overpayments – saving his company time and money.



The Social Security Administration (SSA), the number 1 death source in the country, is missing death records which has resulted in increased pension overpayments (fraud) and limited the ability of plan sponsors and Third-Party Administrators to identify deceased participants and reunite beneficiaries with pension benefits.

In November of 2011, the SSA drastically reduced the number of records reported in the DMF (Death Master File) by no longer including state-protected death records. This was due to re-interpretation of Section 205r of the Social Security Act that determined it could no longer disclose state death records unless these deaths were independently reported to the SSA through a “First-Party Source” (Family & Friends, Funeral Homes, Coroners, Hospitals, Nursing Facilities, etc.).

The SSA estimated that these changes would result in 1 MILLION Less Death Records being reported annually. In the following years after these changes took place, PBI has received an average of 1.4 million fewer death records in 2016 from the SSA. That’s a 50% decrease. The following graph illustrates the significant impact these changes have had on the numbers of SSA death records reported from the DMF.

PBI’s Platinum PLUS solution with ObitPro®! What’s the PLUS? It’s an additional sweep of your population file against PBI’s ObitPro® Database. Let the experts at PBI demonstrate to you how our state-of-the-art Death Audit solution will identify deaths where no death record exists! You’ll have peace of mind that you’ve acted in the best interest of participants, conserved fund assets and met your fiduciary responsibilities. However, don’t just take our word for it; see for yourself with a NO CHARGE 30 DAY TRIAL.


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